It is normal to wonder whether your degree was worth it. Tuition is high, and the job market is uncertain. Before you write off your education, look at what the degree actually gave you beyond the credential.
First, check the data for your situation. Bureau of Labor Statistics data consistently shows that higher levels of education are linked to lower unemployment and higher median earnings. That is an average, not a promise. Outcomes vary a lot by field, region, and how you use the degree.
Second, separate the credential from the skills. College builds writing, analysis, time management, and teamwork. Those transfer across jobs even if your first role has little to do with your major. Many people build careers in fields unrelated to what they studied.
Third, consider what is actually missing. If you are underemployed, the gap may be experience, location, or networking rather than the degree itself. Internships, freelance work, certifications, and informational interviews can close those gaps faster than starting over.
Some large employers have dropped degree requirements for certain roles, which is good news if you lack a credential. But in licensed fields like medicine, law, engineering, and teaching, the degree remains mandatory.
Treat the question as a planning exercise, not a verdict. List what you learned, what you enjoy doing, and what the market near you rewards. Then pick the smallest next step. For more on weighing the value, see whether a master’s degree was worth it and whether a master’s degree is worth it, and when a master’s degree is worth it.

