A bachelor’s degree and a master’s degree serve different purposes. Knowing the difference helps you choose the right next step.
A bachelor’s is an undergraduate degree. It usually takes about four years of full-time study and combines general education with a major. Common forms include the Bachelor of Arts, Bachelor of Science, and Bachelor of Fine Arts. Employers in many fields treat it as the baseline credential, and it is the usual prerequisite for graduate study.
A master’s is a graduate degree. You earn it after a bachelor’s. Programs usually run one to three years and focus on one field in depth. Common forms include the Master of Arts, Master of Science, and Master of Business Administration. Many end with a thesis, capstone project, or comprehensive exam.
The workload differs. Bachelor’s programs typically require around 120 credit hours. Master’s programs usually require 30 to 60. The master’s is shorter but more concentrated, with advanced coursework and often a research or applied project.
Outcomes differ too. A bachelor’s opens the door to entry-level and mid-level roles across many industries. A master’s can qualify you for specialized roles, leadership tracks, and fields where advanced credentials are the norm, such as counseling, social work, and higher education administration. BLS data consistently shows that earnings rise with educational attainment, though the payoff varies by field and region.
Pick the degree that matches your target jobs. Look at job postings in the roles you want and note which credential they ask for. That tells you more than any general rule. For more comparisons, see whether a master’s is better than a bachelor’s and salary comparisons between the two degrees, and read about skills you can gain from a master’s.

