How much does it cost to study and live in the USA?

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How much does it cost to study and live in the USA?
Explore the financial requirements for education and living expenses in the USA with our comprehensive guide for Filipino students.

Studying and living in the United States usually costs between $30,000 and $80,000 a year, depending on the school and the city.

Tuition is the largest part. For 2025-26, published undergraduate tuition and fees averaged $24,513 a year at public four-year schools and $60,420 at private four-year schools, before aid.

Living costs come next: housing, food, transport, books, health insurance, and personal spending. Big cities cost far more than college towns. How much money you need to study in the USA breaks these parts down further.

International students should also budget for visa fees, travel home, and exchange rate shifts. Health insurance is often required and can add thousands per year.

Build your budget from the school’s official cost of attendance page, then add a buffer. A part-time job can offset living costs; see also ways to save money on college tuition. Compare net prices across schools before you decide.

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