Graduate students can get financial aid. Federal aid is not limited to undergraduates. To apply, fill out the Free Application for Federal Student Aid, or FAFSA. Graduate students file as independent students, so parent income does not count. Start with the financial aid guide to see your options.
Federal loans are the most common source. Graduate students can take Direct Unsubsidized Loans. Many also use Grad PLUS Loans to cover the rest. These loans carry interest from the start, so borrow only what you need. Grants for graduate students exist but are rarer than at the undergraduate level.
Schools offer their own aid. Assistantships pay a stipend or reduce tuition in exchange for teaching or research work. Fellowships fund advanced study and often include a stipend. Ask each program what it offers and how to apply. The scholarship pages list outside awards too.
Other sources can help. Some employers pay for courses or partner with schools for lower tuition. Veterans and service members may qualify for GI Bill benefits. Private loans are a last resort, since they usually cost more and offer fewer protections. Check the admissions guide for timelines so you apply for aid on schedule.

